The plan with incredible routine care benefits and cover for unexpected emergencies. Plus, premium access to the Onepet Store.
It makes sense that you’d want to find the most affordable pet health insurance that will still make sure your fur baby is covered when they need it most – for both the expected and unexpected vet visits!
Bringing a pet into your home means that you are officially your pet’s human. You are their protector and provider and it’s a job we should all take very seriously. There’s so much that goes into loving a pet and making sure they have a joyful, healthy life and that’s why it’s so important to make sure you can give your pet access to excellent veterinary care when they need it.
If you’re on the lookout for a pet insurance policy that ticks all the boxes, we’ve scoured the internet and determined the best value-for-money pet insurance plan that also covers you for day-to-day events like vet visits and routine care.
Discover: Should you get pet insurance? 4 reasons that point to YES
The Most Affordable Pet Health Insurance with Day-to-Day Cover
When it comes to pet insurance that’s both affordable and packed with valuable benefits, Oneplan’s Classic Plan definitely takes the cake. From R280 per month, you have access to comprehensive pet insurance that takes care of visits to the vet, routine care, illnesses and accidents, kennel cover, and nearly everything in between.
Oneplan is known for having some of the highest annual limits in South Africa. This plan happens to have an overall annual cover of R52 000 (because yes, your pet can cost you that much. We’ve seen it).
Vet Visits: R5 600 per annum. Up to R1 400 per visit.
Routine Care: R800 per annum
Accident & Illness Cover: Up to R43 000 per event
Kennel fees: Up to R180 per day and up to R1 800 per annum
Please note that these prices are reflective of the date that this article was written. For up-to-date pricing, please follow this link.
The best policy for your budget and lifestyle
One thing Oneplan has always understood very clearly is that no pet and no pet parent are the same. Your lifestyle and budget are unique to your household, so why should your insurance be a one-size-fits-all scenario?
It shouldn’t be. That’s why they have awesome add-on benefits that you can pick and choose from to make your policy work for you.
Add on R35 Excess Buster per pet per month
The one thing that isn’t so fabulous about insurance claims? Excess. It’s a common insurance procedure but we think that sometimes it would be better if we could ‘waive’ goodbye to in-hospital excess fees. Save yourself from ridiculous fees by adding this onto your Pet Classic Plan policy and never worry about paying excess again.
Read this: Pet Insurance: Waiting Periods and Vet Visits (What to Know)
Add-on Routine R80 Pet Med Booster
For R80 per month, you will receive R800 additional cover per year for routine and wellness care (plus you also waive all excesses!). Routine and wellness care is incredibly important and the more you can get out of it, the better.
The more the merrier
Oneplan is really passionate about making sure all pet owners can provide their pets with the best possible healthcare. That’s why they offer great discounts on their Pet Classic Plan for fur families that have their hands full with more than one pet!
With Oneplan, you will get a 5% discount on the second pet and a 10% discount for 3rd and additional pets.
Discounts in the Onepet Store
The Onepet Store is the place where fur parents shop for premium pet food brands and other pet essentials. This includes brands like Hill’s, Eukanuba, Royal Canin, Montego, and more, as well as tick & flea, dewormer, grooming, chronic care, accessories, toys, beds, and anything else your pet may need!
The major perk here is that Oneplan Pet Parents get up to 25% discount in the Onepet Store on all products for the lifetime of their policy – these savings can be offset from your monthly premium to make pet insurance even more affordable.
Get paid before you see the vet
When you join the Oneplan family, you are working with people who understand that life gets complicated. We don’t always have an extra R7000 to pay in the event of an emergency and we definitely don’t always have an extra R30 000 (which is a realistic vet bill. Trust us).
Read next: How to Find a Good Vet for Your Dog: 5 Steps
That’s why Oneplan pays you before you visit the vet using their Oneplan Claim Card. Simply load your consult details onto the Oneplan App and they will load the funds onto your Oneplan Claim Card and you swipe it after your appointment just as you would a debit card.
Considering starting your pet insurance journey? Get in touch with Oneplan Pet Insurance today.
Yours in Not-So-Average Pet Advice,
The Petinsurance.co.za Team