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How pet insurance saves you money


Jade Poole from I write words

pet insurance saves you money

We can all agree that pet care isn’t cheap. From the chew toys to routine checks and more serious emergency surgeries, veterinarian bills can get you in severe medical debt. Until now. Yes, pet insurance saves you money and we’re going to tell you just how much.

Putting an end to the myth

I have admittedly been in the pet insurance industry for some time now and there seems to be one prevailing myth in this space. It’s that you spend more money than you save with pet insurance. And so, if you are one of the people that believe this myth, I’m happy you’re here. And if you know this myth to be untrue, then stick around as I help beef up your argument for the next time you hear someone say this.

Naturally, a big concern for most paw parents is the cost of insurance. You’ve probably conjured up some scary figure in your head. Especially given the fact that it’s the beginning of the year and we’ve all blown through our budgets during the festive season. But you can drop your shoulders because pet insurance is totally affordable.

And here’s why: pet insurers are pet people first.

Actively protecting the health and wellbeing of your four-legged baby is their number one priority. Which is why it’s been designed in a way that is wallet-conscious for you. You are essentially getting the right coverage at the right price but let’s break it all down.

How much is pet insurance?

Again, the price of pet insurance differs according to the specific plan that you take out but there is one thing that I can say with confidence: monthly premiums for pet insurance are affordable. Look, I’ve done all my research, crunched the numbers and seen first hand how there is a pet insurance plan for all budgets.

Opting for a lower plan may not have full coverage but it will help cover your bases and is a lot easier to afford on a short-term basis. If you are opting for a more comprehensive cover you can expect a slightly (keyword here is ‘slightly’) higher premium yet a plethora of benefits and perks.

Why you need to get on board

At first glance, the thought of paying for an upset tummy or little ear infection at the vet may not sound like a huge financial burden, things can definitely change. And quickly too. Serious health issues can occur, and those health-related scares come at the price of a couple of thousand Rands. It’s a huge financial risk as major operations, surgeries and tests add up quickly.

But here’s the most devastating part: because pet owners try to opt-out of granting their pets the joys of comprehensive health coverage, in the event that they get sick, a major decision has to be made. As the pet owner, you either have to incur medical debt or have to deal with the harrowing truth that your pet will have to be put down as you cannot afford adequate care for them.

Neither you nor your pet should have to go through that, and with comprehensive pet insurance, you don’t have to.

The exorbitant costs of veterinarian services

There is no greater reality check, like seeing the bill from a veterinarian clinic. The prices are incredibly high. The veterinarian industry is continuously improving and growing and with every new successful experiment comes an added zero to the medical bill.

In fact, did you know that one of the highest forms of debt is medical debt?

And I would hate to think that you and your pet would become a part of this statistic.

Veterinarian expenses aren’t for the faint-hearted. Even bigger wellness check-ups can set you back quite a bit. But healthcare shouldn’t break the bank and with pet insurance, it won’t.

So, is pet insurance worth the cost?

The obvious answer here is yes, and I hope that answer was apparent to you too. But if you’re in need of a little more convincing, I often ask pet owners to ask themselves three simple questions:

  1. How much are you willing to pay for your pet in the event of a serious emergency?
  2. Do you have excess funds to afford this coverage?
  3. And how tolerant are you of safety and health risks when it comes to your pet?

Your decision to ignore or take out pet insurance is as much an emotional decision as it is a financial one, which is why you aren’t alone in this. Make sure to tap this link to get in contact with my go-to pet insurer.

Their team will help you gently navigate this space and help prove that pet insurance doesn’t only save you money, but your pet’s health. And what more could you want?


Until next time,

The Pet Insurance Team

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