What Is Routine Care? And Does Pet Insurance Include Day-to-day Benefits In My Pet’s Cover?
Routine care for your pet is more important than you may realise. It’s more than just a trip to the vet or a simple check-up. Find out what you need to know about routine care and pet insurance.
Routine care is to dogs and cats what regular GP health checks are to humans. These appointments and check-ups are important for detecting any health issues before they develop into something more serious.
Just how we go to get our eyes checked, go to the dentist and check-in with our doctor once a year (well, at least we should all be doing this), our pets need to have the same kind of care and attention, and in most cases, more of it.
For pets, there are a few more things like vaccinations and deworming that have an important role to play.
What is routine care?
Routine care is a form of preventive care for your pet. In addition to exercising and feeding your pet, there are a number of other aspects of healthcare that need to be taken into account to ensure your pet leads a long, happy and healthy life.
Aspects of routine care include veterinary care for vaccinations, dental care and parasite control.
How often do I need to take my pet to see the vet?
Adult dogs and cats should have an annual veterinary examination. Puppies and kittens will need to visit the vet every 3 to 4 weeks up until the age of 4 months.
If your dog or cat is older than 7, then you need to see your vet twice a year as older pets are more likely to develop health issues.
It’s a good idea to chat with your vet about a wellness plan for your pet as she or he will be able to advise what kind of care will suit your pet according to their breed, health risks and medical history.
What role does pet insurance play in routine care?
We all know just how expensive veterinary care can be. And the same way that we have medical aid or health insurance to help cover the costs of our doctor and hospital bills, our dogs can receive the same form of protection in the form of pet health insurance.
The first thing you need to know about pet insurance is that no insurer is the same.
This means that the plans, benefits and cover will differ depending on what insurer you choose.
Some insurers offer routine healthcare benefits, others do not.
Oneplan, for example, includes routine healthcare cover in two of their pet healthcare plans. The best part is that they also include cover for vet visits.
I chatted to the guys over at Oneplan to help me to answer the below questions and here’s where these two benefits (routine care and vet visits) differ…
What the difference between vet visits and routine care?
A vet visit is when you take your pet to the vet when he or she is sick. These include consultations, radiology (X-rays), pathology (blood tests) and dental procedures.
Routine care cover refers to the vet visits needed to keep your pet healthy. These include:
● Consultations for and/or vaccinations, deworming, flea control
● Anal gland expression
● Teeth scaling and polishing
Your cover limits for these benefits (a limit is a max amount an insurer will pay for a claim) is outlined in your policy document. Oneplan tries to make it as simple as possible for you to understand your insurance policy using simple guides to do exactly that.
As I mentioned, Oneplan includes a wide range of pet cover benefits in their plans, but what really makes them stand out is that they are one of few insurers to offer routine healthcare at an affordable rate, with a lower excess amount and higher benefits.
Their insurance offering doesn’t stop there. They also let you go to ANY vet of your choice and front you with the cash you need BEFORE you see your vet. They do this through their Oneplan App.
All you have to do is log in, load your claim and the funds are transferred to your unique Onecard (which is a form of debit card Oneplan sends you when you become a client of theirs). You can then use this card to swipe at your vet’s rooms, the same way you would use a normal debit card.
What it comes down to
Routine healthcare is an important and much-needed form of preventive veterinary care to ensure your pet lives a healthy and long life, free from disease and health concerns. And pet insurance like Oneplan can help cover these costs.
Until next time,
The Pet Insurance Team