oneplan pet insurance

How Much Does A Pet Insurance Hospital Plan Cost?


Brendan Els from Manalytics


Less than R5 a day. In fact, the OnePlan Pet Hospital Plan only costs R134 per month. So, what do you get for your R134 per month? Unfortunately vet visits aren’t included, but if your pet lands up needing a stay in hospital, that’s exactly what the policy is designed to cover.

Our Hospital Risk Cover is broken into 3 parts.

  1. Accident Cover up to R28,000 per event
  2. Illness Cover up to R28,000 per event
  3. Kennel Fees up to R125 per day (capped at R1,240 per annum)

What are you covered for under Accident Cover?

  • These are things you can’t predict – like burns or electrocution, car accidents, falls from a height, actions of another animal, poisoning, near drowning or embedded foreign bodies (when your dog decides a rock looks like a tasty meal)
  • Trauma that results in fractured bones, lacerations, abrasions, punctures or wounds, and gastric torsion (twisting of the stomach)
  • Burial / cremation and euthanasia cover is included up to R1,500

What is covered under the Illness Cover?

An illness is an issue (disease or sickness) that started after your cover began. If your pet’s illness comes back in a 6-month period, then it will be covered as part of the initial illness claim.

What are you covered for under Illness Cover?

  • Treatment that needs an overnight stay or surgery
  • Burial/cremation/euthanasia cover included for up to R1,500

And lastly, one more benefit is included under our Hospital risk cover:

We will cover any Kennel fees (up to R125 per day) and limited to R1,240 a year, when you are unable to take care of your pet due to your unexpected hospitalisation that wasn’t your fault. The only thing we will exclude here is any hospitalisation that was your fault due to:

  • Alcoholism
  • Drug abuse or addiction
  • Attempted suicide or self-inflicted injuries


How Many Pets Can I Add?


A maximum of 8 pets can be added to the policy. We will offer you a 10% discount on your 2nd pet and a 5% discount for your 3rd pet (and every additional pet you add after that)


  • Primary Pet – R134 per month
  • 2nd Pet – R121 per month
  • 3rd Pet – R115 per month (Pet 3 – 6)

Ok, so there you have it. For R134 per month you can get your cat or dog insured on our Pet Hospital Plan. For more information, leave your details below and we will get back to you.

Until next time.

The Pet Insurance Team

Popular Posts

Pet Insurance Comparison 12/19/2017 11:00:00
Why quality beats cost 06/21/2018 13:00:00
The real price of owning a pet 06/19/2018 16:00:00